Prospect of Islamic Insurance In the contemporary Islamic countries, role and importance of Takaful has not been duly recognized by the policy makers. Even the growth of conventional insurance is not very satisfactory. If we look into the present scenario of the insurance sector of the Developing-8 (D-8) member countries, we find a dismaying picture. The following tables show insurance density of D-8 member countries and middle east oil rich countries. TABLE-A INSURANCE DENSITY OF D-8 ISLAMIC COUNTRIES Country Population (million) Per capita GDP Per capita Premium Total Non-Life Life Bangladesh 135 $ 1,260 $0.6 $0.7 $1.3 Egypt 65 $ 2,900 $ 9 $ 2 $ 11.0 Indonesia 210 $ 3.770 $ 8 $ 6 $ 14.0 Iran 68 $ 5,200 $ 23 $ 3 $ 26.00 Malaysia 23 $ 10.750 $ 62 $ 78 $ 140 Nigeria 107 $ 1,380 $ 7 $ 1 $ 8 Pakistan 132 $ 2,300 $ 2 $ 1 $ 3 Turkey 64 $ 6,100 $ 21 $ 4 $ 25 TABLE-B INSURANCE DENSITY OF MIDDLE EAST ISLAMIC COUNTRIES Country Population (million) Per capita P......

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