Main forces that led to changes in the banking industry essays & term papers     

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Main forces that led to changes in the banking industry Free Essay, Term Paper and Book Report

Introduction Throughout the history, banking sector has been the backbone of the worldwide economy, supplying funds for infrastructure, innovation, job foundation and global prosperity. Even though the fundamental functions executed within the financial service industry have remained moderately stable, the structural modifications have changed the robustness of the banking sector. Deregulation, liberalization of domestic regulation, augmentation of wide-reaching competitors, innovative products and services together with advancements in information technology have increased pressures for higher productivity and better financial performance. Furthermore, in the latest period financial operations, products and services have been renovated extensively due to augmented wealth of individuals and globalization process. Despite the fact that banking sector has faced sizeable shocks in last 3 decades, Frei et al (1998) have emphasized significant improvement of 16.3% in banking industry reaching the record of almost 75 trillion dollars in 2008. Key banking institutions have already star......

Word Count: 1560
Page Count: 6.2  (250 words a page / double spaced)

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